Kuala Lumpur’s Tun Razak Exchange (TRX) is witnessing a quiet revolution in how corporate finance is structured. Following the successful launch of Malaysia’s first wave of licensed digital banks, the battleground has officially shifted from retail banking to the highly lucrative B2B enterprise lending sector.
For decades, small and medium enterprises (SMEs) and mid-tier corporations have faced lengthy, paper-heavy approval processes when seeking capital expansion loans from traditional banking institutions. Now, fintech disruptors are leveraging alternative data and AI-driven risk assessment to approve corporate credit lines in a fraction of the time.